A Nigeria-ready terms of service for your website or app you can customize and download in minutes

Terms of service are the contract between you and the people who use your website or app — they set the rules of the relationship, from who can use the Service to how payments and liability are handled. This template is a standard, plain-English format tailored for Nigeria, adaptable to any online business, and organized around the key sections a Nigerian service provider needs: Introduction, User Accounts, Acceptable Use, Payments and Refunds, Intellectual Property and Governing Law. It reflects the main Nigerian laws that apply online — the Federal Competition and Consumer Protection Act (FCCPA), the Nigeria Data Protection Act (NDPA) and the Cybercrimes Act — with disputes handled under the Arbitration and Mediation Act, 2023.

Just answer a few simple questions - your business name and RC number, your service and website, your payment and refund terms, your privacy-policy reference and the arbitration venue — and your personalized terms of service are generated instantly, ready to download as PDF or Word and publish on your platform.

What these terms of service include

- Introduction: who you are, what the Service is, acceptance of the Terms (with the FCCPA notice in mind) and a minimum age you set

- User Accounts: accurate information, account security and responsibility, and username rules

- Acceptable Use: a clear list of prohibited conduct, referencing the Cybercrimes Act, including a modern clause preventing use of the Service or content to train AI/ML models without consent

- Payments and Refunds: pricing in Naira with VAT, payment through CBN-licensed providers, and refund rights preserved under the FCCPA

- Intellectual Property: your ownership of the Service and brand, plus a licence for user content

- Data protection (NDPA + Privacy Policy), third-party links, AS-IS disclaimers, a limitation of liability with a cap, termination, and a changes clause with notice

- Governing Law and dispute resolution: Nigerian law, amicable settlement then arbitration under the Arbitration and Mediation Act 2023, with FCCPC rights preserved - and a contact section

How to create your terms of service

1. Open the template and click Generate.

2. Answer the guided questions: your business and RC number, service and website, payment and refund terms, privacy-policy reference and arbitration venue.

3. Generate the document: your details are merged into the terms automatically.

4. Review and download as PDF or Word, then publish them on your platform and require users to accept them at sign-up or checkout.

Who is these terms of service for?

Nigerian businesses, startups, online stores, marketplaces, fintechs and app developers - and any business offering online goods or services to people in Nigeria - that need clear, locally-tailored terms. It works as a strong baseline for any online business; you fill in your specifics and pair it with an NDPA-compliant privacy policy.

Disclaimer: This template is provided for convenience and general information only and is not legal advice. Nigerian consumer-protection (FCCPA), data-protection (NDPA), cybercrime, tax and sector-specific rules (for example CBN rules for fintech) impose obligations that depend on your business. For regulated activities, consumer-facing sales or high-value services, have your terms reviewed by a qualified Nigerian lawyer before publishing.

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## What's included

- Professional formatting and layout

- Easy customization with guided questions

- Multiple export formats: pdf, docx

- Nigeria-tailored clauses (FCCPA, NDPA, Cybercrimes Act, AMA 2023)

- Instant download after generation

#standard terms and conditions template templates

Terms of Service Example (Nigeria)